The recent Air India Ahmedabad–London flight crash has left behind an ache that no words can soothe. Families are grappling not just with immense sorrow, but with the overwhelming uncertainty of what comes next.
To all those who lost someone in this heartbreaking tragedy—we extend our deepest condolences. We know that no compensation can ever fill the void left behind. But we also believe that the love, protection, and efforts your loved one made in life should continue to support you, even in their absence.
In this moment of grief, iClaimSupport is here to gently guide you through understanding and claiming the insurance benefits your loved one may have had—with compassion, care, and clarity.
💔 Understanding What Insurance Claims May Be Available
When someone passes away in an air accident, several types of insurance benefits may become payable to their legal heirs or nominated family members. However, many families aren’t even aware that these policies exist—or don’t know how to initiate a claim.
If you lost a loved one in this tragedy, here are the potential sources of compensation you should check:
🛫 Travel Insurance: Purchased or Complimentary
Many passengers buy travel insurance while booking international tickets. In some cases, travel insurance is automatically included with the ticket or provided as a complimentary benefit through credit card bookings.
This insurance may cover:
- Accidental death during air travel
- Medical evacuation (if applicable)
- Flight crash fatalities
🔎 What to Do:
- Check if travel insurance was purchased at the time of booking.
- Search emails or flight confirmation messages for any policy documents.
- If the ticket was booked through a portal (like MakeMyTrip, Yatra, or Cleartrip), reach out to customer service for policy details.
💳 Credit Card / Debit Card Insurance Coverage
Many credit cards and debit cards come with complimentary air accident insurance, often covering large sums in case of death during a flight—especially when the ticket was booked using the card.
🔎 What to Do:
- Identify which card was used for ticket purchase.
- Contact the card issuer (bank or financial institution) and ask:
- Was accidental death or air crash insurance included?
- What was the coverage amount?
- What documents are needed to file a claim?
✅ Tip: Some banks require a minimum transaction within a specific time frame for the coverage to remain active.
🏦 Savings Bank Accounts with Insurance Benefits
Many banks offer accidental death insurance cover to savings account holders as a default or opt-in benefit.
🔎 What to Do:
- Visit or call the bank where your loved one held a savings account.
- Ask if any accidental death insurance or personal accident cover was active at the time of the crash.
- Request details of the insurance partner, policy status, and how to file a claim.
✅ Note: Banks may require account statements, proof of relationship, and official documents like a death certificate.
🧾 Personal Life Insurance (Term, Endowment, ULIP)
If the deceased had an active life insurance policy, whether a term plan, ULIP, or endowment policy, the family is entitled to the sum assured and applicable bonuses.
🔎 What to Do:
- Check for physical policy documents or search for emails/SMS alerts from insurers.
- Reach out to major insurance providers like LIC, HDFC Life, ICICI Prudential, SBI Life, etc., with the deceased’s PAN, date of birth, or phone number.
- Submit:
- Death certificate
- Relationship proof
- Policy number (if available)
- Nominee ID and bank details
👔 Employer-Provided Insurance and Death Benefits
If your loved one was employed—whether in India or abroad—they may have been covered under one or more of the following:
- Group life insurance
- Group accidental death policy
- Employee Provident Fund-linked insurance
- Corporate travel insurance
🔎 What to Do:
- Contact the HR or payroll team of the employer.
- Ask for:
- Active insurance policies
- Death or terminal benefits
- Claim process and documentation
✅ Don’t forget to check for gratuity, unclaimed salary, or leave encashment dues.
📝 What Should Families Do Now?
If you lost a loved one in the crash, here’s how you can gently begin the process of checking and claiming:
📂 Gather Important Documents:
- Death certificate
- Air ticket or boarding pass
- Credit/debit card or bank account details
- Relationship proof with the deceased
- Bank statements, if available
- Employment ID or salary slips (if applicable)
📞 Contact the Respective Bank or Card Issuer:
- Inquire whether any life or accidental insurance was active
- Ask for the claim form and list of required documents
- Follow up in writing and keep copies of all communication
⏳ Act Within Time:
- Most insurance claims must be submitted within 60 to 90 days
- Delay may lead to claim rejection—even if the policy was valid
💬 A Message from Our Team
We know that this isn’t just about claims and policies. It’s about families left behind. It’s about children who will grow up without a parent, spouses who lost their life partner, and parents who lost their entire world in one cruel moment.
While money can never bring them back, securing the support your loved one intended for you is your right—and perhaps, a way to honor their memory.
Let their love continue to provide. Let their protection continue to guide.
We’re here to walk this road with you—with compassion, care, and clarity.
📞 Call us: +91-9871820066
📧 Email: contact@iclaimsupport.in
🌐 Visit: www.iclaimsupport.in
⚠️ Disclaimer
This article is intended for informational and educational purposes only. Insurance benefits linked to credit cards, debit cards, and savings bank accounts vary depending on the issuing bank or financial institution. In many cases, premiums for such coverage are auto-debited from the account, without requiring a separate registration.
You are strongly advised to verify the policy status directly with the bank, insurer, or employer to confirm eligibility and claim procedures.
